Status, craftsmanship and heritage – that’s what you get when you invest in a high-end timepiece by an iconic Swiss watchmaker. But, did you know they have another, equally attractive attribute as loan collateral?

At Lamna, we offer quick, discreet and affordable loans against luxury watches. You get immediate access to funds without selling your investment.

As London’s leading lender against luxury watches, we offer an easy way to leverage the value of a Breitling, Rolex or Patek Philippe.

Why Lamna is a leading lender of luxury watches in London

Lamna is a niche provider of short-term loans against assets of value – watches, designer goods, artworks, collectibles, jewellery and vehicles. We’re compliant with, and regulated by, the Financial Conduct Authority.

We’ve built a reputation as a leading lender of luxury watches over a decade or more, operating a network of branches across South Africa, in Gaborone, Botswana and London.

To date, we’ve assisted UK clients with asset-based loans ranging in value from £2,000 to £500,000 and more. As part of our service, we offer:

• free collection and delivery of assets nationwide
• independent asset appraisals
• secure storage of assets in a lock-up facility off-site.

While in our possession, your luxury watch is insured and treated with the utmost care. 

How the luxury watch lending process works

Getting a loan against a luxury watch in London is one quick phone call or WhatsApp away. If you prefer to initiate the process remotely, simply enter your details on our online application form.

We’ll make an initial offer right away. The loan amount is determined by the estimated value of the watch, based on the information you’ve provided.

If you wish to pursue the transaction, we’ll arrange to meet in person or collect the watch for a physical appraisal. At that point, we’ll make a firm offer and conclude the agreement in writing.

The watch is handed over for safekeeping, and the funds transferred into your bank account. You get the watch back once the loan is repaid in full according to the terms of the loan agreement.

What you need to get a loan against a luxury watch in London

At Lamna, we’ve slashed the red tape to make it easier than ever to get an asset-based loan. The only documents required are:

• your ID
• proof of address, like a utility bill or recent bank statement
• proof of ownership of the watch.

Why now is a good time to raise funds against a luxury watch

After several years of soaring demand and rising prices, the luxury watch market is experiencing a downturn.

Slowing economic growth and inflationary pressures are forcing consumers to reconsider high-end purchases of luxury items, like watches.

According to the Bloomberg Subdial Watch Index, the value of the 50 most-traded luxury watch models declined by almost 6% in 2024.

Big name brands like Rolex, Audemars Piguet and Philippe Patek were not spared, falling by 5%, 7.5% and 4% respectively.

With the market cooling, it’s the ideal time to use the asset as loan security – and wait for the expected turnaround.

Call Lamna UK, London’s leading lender against luxury watches, on 0330 341 1707 or apply online now for a quick, easy loan against a watch.