Assets: Artwork and Antiques

LOANS AGAINST ART & ANTIQUES

Need cash fast? Turn your artworks, collectibles or antiques into funds today – without selling a thing. Lamna offers expert appraisals, fast loan approval and safe, secure storage for your items.

Getting a loan against art or antiques is quick and straightforward:

  1. Tell us about your item. Provide details and, if available, an independent valuation. This helps us give you an initial estimate.
  2. Bring it in for a professional appraisal. Our expert team will assess your item’s condition, provenance, rarity, and market value. This ensures your loan reflects the true worth of your asset.
  3. Receive your funds. Like what you hear? Once the appraisal is complete, we can finalise your loan and transfer funds directly to your bank account – all while keeping the process confidential and hassle-free.

Security and peace of mind
Your items remain safe throughout the loan period. We store them in a high-security, monitored facility. Once you repay the loan plus agreed interest, your artwork or antiques are returned in the same condition.

Getting a loan against art or antiques is quick and straightforward:

  1. Tell us about your item. Provide details and, if available, an independent valuation. This helps us give you an initial estimate.
  2. Bring it in for a professional appraisal. Our expert team will assess your item’s condition, provenance, rarity, and market value. This ensures your loan reflects the true worth of your asset.
  3. Receive your funds. Like what you hear? Once the appraisal is complete, we can finalise your loan and transfer funds directly to your bank account – all while keeping the process confidential and hassle-free.

Security and peace of mind
Your items remain safe throughout the loan period. We store them in a high-security, monitored facility. Once you repay the loan plus agreed interest, your artwork or antiques are returned in the same condition.

Simply contact us and forward us a picture of the artwork or antique, along with as much information about the piece as you can give us. An expert will value the item, and this will determine the value of the loan we can offer. We’ll then make an initial offer on the phone.

If you choose to accept the offer, we’ll meet at our offices, inspect the item and, if all is in order, finalise the agreement. Whilst still in our office, an EFT will be made into your account which will be available for your immediate use.

There’s no complex paperwork, no credit committee and no need for proof of income to obtain a loan against artwork or antiques. The process is fast, straightforward and extremely discreet.

We ensure that all artwork and antiques in our care are stored in a completely secure and appropriate location. Once you’ve paid back the agreed loan and monthly interest (which is charged in line with FCA guidelines), the items will be safely returned to you in the same condition you entrusted them to us.

Documents required for loans on artwork and antiques:

  • proof of ownership of the item (preferably an invoice)
  • your ID
  • proof of address

COMMON QUESTIONS ABOUT OUR LOANS AGAINST ART AND ANTIQUES

Each item is carefully appraised by specialists to determine its current market value – not the original purchase price. Factors considered include:

  • material, craftsmanship, and condition
  • rarity and historical significance
  • brand, artist, or maker
  • accompanying provenance or documentation

Pawning is ideal if you want fast access to funds without parting with your asset permanently. You can reclaim your item once the loan and interest are repaid. Selling is suitable if you wish to permanently dispose of the item and achieve the highest possible price.

Loan amounts are based on the independent market value of your item. Lamna provides loans ranging from a few thousand pounds to substantial sums for high-value pieces.

Absolutely. All items are stored in a secure, monitored facility with strict access control. Lamna is a trusted UK lender with years of experience in asset-based finance.

Yes. Provenance, certificates of authenticity or independent valuations help us provide a more accurate loan amount. If you don’t have them, our experts can still assess your item professionally.

USE YOUR ART OR ANTIQUES TO RAISE CAPITAL

From our blog

2022 Luxury Asset Investment Trends
Globally, the luxury goods market is booming – giving these goods significant investment value. We look at 2022 reports on market performance and trends in the main luxury asset sectors.
Using Artwork to Get a Loan
Details of how you can use artwork to secure a short-term, asset-based loan.

APPLY ONLINE

speak to a consultant on 0330 341 1707

From our blog

2022 Luxury Asset Investment Trends
Globally, the luxury goods market is booming – giving these goods significant investment value. We look at 2022 reports on market performance and trends in the main luxury asset sectors.
Using Artwork to Get a Loan
Details of how you can use artwork to secure a short-term, asset-based loan.

Representative APR 68.3%

REPRESENTATIVE EXAMPLE

Amount of Credit
Duration of Agreement
Rate of Interest
Total Amount Repayable
£10,000
6 months
60% (Fixed) P.A.
£13,000 (In one instalment)

APR & Loan Repayment Period

Average representative APR 68.3% and 6 months loan.

Renewals

If you wish to renew the loan at the end of the loan period, if we agree and you pay off the interest you can renew the contract immediately.

Collection

All payments are made via EFT at the end of the loan period.

Artwork and Antiques