Assets: Other Items

LOANS AGAINST VALUABLE ITEMS

If you own a rare, collectible or high-value item, Lamna may be able to help you unlock its value through a confidential, asset-based loan. From rare books and collectible coins or memorabilia to specialist vehicles, we provide discreet funding solutions tailored to unique assets.

Not every valuable asset fits neatly into a standard category. If your asset holds genuine market value, we would be pleased to discuss it.

We understand that unusual or high-value assets require careful handling and expert appraisal. Our approach is professional, respectful and straightforward.

Not every valuable asset fits neatly into a standard category. If your asset holds genuine market value, we would be pleased to discuss it.

We understand that unusual or high-value assets require careful handling and expert appraisal. Our approach is professional, respectful and straightforward.

Documents required may depend on the nature of the asset you provide. For all loans we offer, however, we’ll need the following standard documents:

  • proof of ownership
  • your ID
  • proof of address

How loans against unusual assets work

Because these items vary significantly in nature, our process is tailored:

1. Initial discussion

Tell us about your asset. Photographs, documentation and any previous valuations are helpful.

2. Specialist assessment

Where necessary, we work with appropriate experts to establish current market value based on resale demand – not insurance or sentimental value.

3. Offer & funding

If suitable, we provide a clear loan offer based on a percentage of the asset’s market value. Once agreed, funds are transferred securely to your bank account.

We regularly consider loans secured against:

Rare & Collectible Items

• First edition books
• Rare comic books
• Signed manuscripts
• Limited edition prints
• Historical documents

Specialist Vehicles & Equipment

• Classic cars
• Vintage motorcycles
• Specialist commercial vehicles
• High-value plant or machinery

Precious & Collectible Metals

• Rare coins
• Gold bullion
• Silver bars
• Numismatic collections

Luxury & Niche Assets

• Musical instruments
• High-end audio equipment
• Memorabilia with strong resale value
• Limited-edition collectibles

Why use Lamna for specialist asset loans?

COMMON QUESTIONS ABOUT LOANS AGAINST ITEMS OF VALUE

What types of assets will you consider?

We consider items with demonstrable resale value and an active secondary market. If you are unsure whether your asset qualifies, simply contact us for an initial discussion.

Documentation such as certificates of authenticity, previous valuations, grading reports or service history helps support valuation – but we can advise if these are unavailable.

Valuations are based on realistic resale or auction market value (not retail or insurance valuations).

Yes. All enquiries and transactions are handled with complete discretion.

We typically consider higher-value assets. If you have something valuable, let’s talk about how we can be of help.

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APPLY ONLINE

speak to a consultant on 0330 341 1707

From our blog

Top 12 Luxury Designer Brands in the UK, 2025
An interesting overview of the value of the luxury goods market in Britain, with profiles of the top 12 luxury designer brands in the UK for this year.
Asset Funding: Revolutionising Access to Finance in the UK
As the worldwide demand for asset-based lending sees sustained growth, we look at how asset funding is revolutionising access to finance in the UK.
The Rise of Luxury Asset Finance in the UK
Exploring the drivers behind the rise of luxury asset finance in the UK.
2022 Luxury Asset Investment Trends
Globally, the luxury goods market is booming – giving these goods significant investment value. We look at 2022 reports on market performance and trends in the main luxury asset sectors.
Top Tips for Investing In Whisky
Whisky has shot up in the value in recent years, surpassing the usual investment items such as gold and property. Here’s why.
From Virtual Lamborghinis to CryptoKitties: Consumer Blockchain Redefines Value in Collectibles Markets
In its short history, blockchain has taken the world on a surprising and rollercoaster ride to redefine the value of collectibles.

Representative APR 68.3%

REPRESENTATIVE EXAMPLE

Amount of Credit
Duration of Agreement
Rate of Interest
Total Amount Repayable
£10,000
6 months
60% (Fixed) P.A.
£13,000 (In one instalment)

APR & Loan Repayment Period

Average representative APR 68.3% and 6 months loan.

Renewals

If you wish to renew the loan at the end of the loan period, if we agree and you pay off the interest you can renew the contract immediately.

Collection

All payments are made via EFT at the end of the loan period.

Other Items